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Blog Posts

The Happiness Lesson My Dad Taught Me

9/3/2025

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Generated by ChatGPT

​Walk into any bookstore and you’ll find an entire wall of titles promising the secret to happiness. They’ll tell you to practice gratitude, meditate, exercise, or keep a journal. All of that is helpful, no doubt.
But there’s one strategy I’ve rarely, if ever, seen in those books. And it’s surprisingly simple.

It comes down to just two rules:
  1. Don’t give your opinion on everything.
  2. When someone else shares their opinion, just say: “Oh, that’s interesting.”

Sounds too easy, right? Let me explain.

A Lesson From My Dad

I learned this from my dad. Growing up, I realized he never gave strong opinions. He wasn’t the type to debate politics at the dinner table or argue about who was right in some never-ending family discussion.
And whenever I gave my opinion, hoping to spark a debate, he’d just say: “You should write a book on that.” That was his way of disengaging—respectfully. He wasn’t dismissing me; he was steering away from an argument.

The result? People loved talking to him. Friends, relatives, even strangers felt at ease around him. Why? Because he had mastered the rare art of making people feel good without getting tangled in pointless arguments.

Why Opinions Start Fights

Think about what usually happens when someone gives their opinion. Our instinct is to push back—especially if we disagree. But the moment you do, the other person digs in deeper. The discussion escalates. Suddenly it’s no longer about the idea—it’s about winning.

And nobody walks away happier.

By simply acknowledging the opinion—without agreeing or disagreeing—you defuse the situation. Saying something like “That’s interesting” signals that you’ve heard them, while keeping yourself out of an unnecessary battle.

What to Say Instead

Here are two simple ways you can respond the next time someone presses an opinion on you:
  • “That’s a very interesting perspective. I’ll have to think more about it before I give you a proper response.”
  • “That’s a profound point. Since I don’t know the topic as well as you do, I’m not in a position to agree or disagree—but I appreciate you sharing it.”

Notice what these do. You’re not shutting the person down. You’re not fueling the fire. You’re making them feel heard and respected. And at the same time, you’re protecting your own peace.

The Real Secret to Happiness

My dad didn’t need to win arguments. He won relationships. And that, I think, is the deeper lesson here: happiness doesn’t come from proving you’re right. It comes from building connections where people feel respected, valued, and comfortable around you.

Next time you’re tempted to argue, try his approach. Hold back your opinion. Say, “That’s interesting.” Watch how the energy of the conversation shifts.
It may not be in the happiness books, but it’s one of the best lessons I’ve ever learned.

​
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Modi, Trump, and the Danger of Flattery

8/21/2025

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Narendra Modi learned early that the way to deal with Donald Trump was through flattery. Trump thrives on it, and Modi leaned in.
  • “Howdy, Modi” (Houston, 2019): Modi invited Trump to an event attended by nearly 50,000 Indian Americans, giving Trump the spotlight he craved.
  • “Namaste Trump” (Ahmedabad, 2020): Modi went bigger, hosting Trump at the world’s largest cricket stadium before 100,000 people.
  • Quick White House Visit: Soon after Trump’s inauguration, Modi rushed to Washington, another gesture aimed at stroking Trump’s ego.

But notice the contrast: Modi never extended this kind of flattery to Joe Biden. The results were visible in 2024, when Indian Americans swung toward Trump in large numbers—rewarding the very dynamic Modi had set in motion.

The Pahalgam Test

Then came the Pahalgam terror attack, where 26 Indians—mostly Hindus—were killed. Modi struck back at terrorists in Pakistan. Within four days, India and Pakistan agreed to a ceasefire. Trump rushed to claim credit, saying he forced both nations to stand down or risk losing U.S. business. Modi initially remained silent, but later pushed back, clarifying that Trump had no involvement. Yet Trump continues to tell the story as if he single-handedly ended a war.

Checkmate from Pakistan

While Modi relied on stadium crowds and public gestures, Pakistan’s Army Chief Asim Munir played a sharper game.
  • He got invited to a White House lunch with Trump.
  • Pakistan offered Trump’s children a lucrative crypto business.
  • Munir even nominated Trump for the Nobel Peace Prize.
It was a checkmate. Against this, Modi’s flattery looked shallow. To Trump, Modi became just another player who could be outdone.

The Lesson: The Problem with Flattery

Flattery feels good at first, but it’s a dangerous tool. Someone else can always outflatter you—and when that happens, you’re left looking small. That’s what happened to Modi. Indian media, tightly aligned with him, will never admit it. But to Trump, Modi is now irrelevant.

Why Flattery Fails
​
  1. Destroys Trust
    • It erodes authenticity and makes relationships transactional.
    • People sense insincerity, and credibility vanishes.
  2. Blocks Growth
    • Excess praise creates delusion and stifles honest feedback.
    • Real compliments lose meaning when everything is flattery.
  3. Invites Manipulation
    • Flattery exploits insecurities and shifts power to the flatterer.
    • It becomes a tool for control, not respect.
  4. Weakens Leadership
    • Leaders surrounded by flatterers lose touch with reality.
    • Organizations rot when truth is replaced with empty praise.

Final Thought

Compliments, when sincere, can inspire. But flattery is poison—it manipulates, distorts, and eventually backfires. Modi’s story with Trump shows exactly why: once someone outflatters you, you’re nothing.

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​
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​Impactful communication is our only and last differentiator in winning against AI. AI will beat us in everything except excellent communication. I guide people when they must win through communication, such as getting a good job, advancing in career or winning a sales deal.
I wrote a practical, no-nonsense book on winning throuhg speaking titled 
Winning Speech Moments: How to Achieve Your Objective with Anyone, Anytime, Anywhere. 
Get the Free Speech Checklist
Email: [email protected]
​Phone: 732-847-9877

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How to deal with being fired?

3/30/2025

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There are countless books, blogs, and videos about how to land a job—but very few on how to leave one, especially when you're let go.

These days, people are often notified by email or even text message. No handshake. No conversation. Just a line in your inbox that instantly changes everything.

You may not want to respond—and that's okay. But if you do, keep it short, simple, and composed. Remember, you're hired to be fired. If you're lucky, the company will let you go with dignity. But many won't. And no matter how it happens, the best thing you can do is leave with grace, class, and optimism. Staying composed in such situations is a sign of your strength and control.

I say this from experience. I've been let go at least eight times in my career. I didn't always handle it well, but I finally got it right the last time. Remember, you're not alone in this experience.

It was a day I usually worked from home. My boss asked me to come into the office to give him a project update. Then his assistant called to delay the meeting by 30 minutes. Her tone was unusually formal—like she didn't even know me. My gut told me something was off.

I'd had some disagreements with my boss, and a promotion that was in motion had suddenly been withdrawn. Everything pointed to one outcome: I was about to be let go.

So I prepared myself.

When I arrived at his office, his door was closed. I knocked. He opened it and welcomed me in. Someone from HR was sitting at the table, which confirmed it.

He started talking, but I didn't really listen. I was focused on staying calm and composed. I had nothing to argue or plead. When he asked if I had any questions, I simply smiled and said, "Thank you. Good luck." Then I walked out like nothing had happened.

I turned in my badge and my laptop and left the building.

Was I hurt? Of course. I liked my job. I took it seriously. But I didn't let it show. I didn't ask why or try to make sense of it. They had to do what they thought was best for the business. And I accepted that—because that's the nature of the game.

I remembered a line from The Godfather Part II. When Michael Corleone asks Hyman Roth about the attempted killing of a family member, Roth snaps, "This is the business we've chosen." That line stuck with me. It applies beyond the mafia to any line of work.

You're in the wrong business if you can't handle being let go.

That was my last corporate job—over 20 years ago. And I still remember it vividly. So, if you ever find yourself in that position, here's my advice:

Smile. Say, "Thank you. Good luck." Then, walk away.

Don't say more. You'll only regret it later. And it won't change anything.
And remember—letting someone go is hard. Your boss may not show it, but they're likely in a difficult position.

This is the business we've chosen.

So move on with your head high, and remember, every end is a new beginning. Stay positive and hopeful for the opportunities that lie ahead.


                                                                                                     #####
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Impactful communication is our only and last differentiator in winning against AI. AI will beat us in everything except excellent communication. I guide people when they must win through communication, such as getting a good job, advancing in career or winning a sales deal.
I wrote a practical, no-nonsense book on winning throuhg speaking titled 
Winning Speech Moments: How to Achieve Your Objective with Anyone, Anytime, Anywhere. 
Get the Free Speech Checklist
Email: [email protected]
​Phone: 732-847-9877

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The Death of Empathy: What Trump’s America Says About Us

2/21/2025

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Adobe Photos

America was once known for its deep well of empathy, a country that led the world in humanitarian aid, welcoming those in need---the poor, minorities, refugees, and the oppressed---with open arms.  Emma Lazarus, an American poet, immortailized this spirit in her famous poem, The New Colossus, engraved on the Statue of Liberty. The last two lines are often cited:

"Give me your tired, your poor, Your huddled masses yearning to breathe free, The wretched refuse of your teeming shore. Send these, the homeless, tempest-tost to me, I lift my lamp beside the golden door!"

But today? That lamp has dimmed.

Many Americans no longer know or care about what the Statue of Liberty symbolizes. Some might not even raise their voices if it were replaced with a statue of Donald Trump, who built his brand on firing people, not helping them.
From a Nation of Empathy to a Nation of Indifference

In 2016, Americans elected a man known for cruelty—a reality TV star who delighted in telling people, "You're fired." As president, he ruled the same way:
  • He fired officials indiscriminately, often based on personal loyalty, not competence.
  • He appointed Supreme Court justices who overturned Roe v. Wade, stripping women of control over their bodies.
  • He mishandled the COVID-19 pandemic, showing no remorse as over 1.2 million Americans died.
  • He campaigned on division and exclusion, promising to target the poor, transgender people, LGBTQ+ communities, minorities, and immigrants—and followed through.
Americans rejected him once in 2020, electing Joe Biden—a man who, at the very least, had empathy. But then, we elected Trump again in 2024. What message is the country sending to itself and the rest of the world?

Trump's America: A Nation Without Compassion

From day one of his return, Trump has been as ruthless as promised:
  • Purging officials in government and military—not based on performance, but personal grievances.
  • Deporting undocumented immigrants indiscriminately, even those seeking asylum from countries like Afghanistan, China, and India.
  • Rolling back Diversity, Equity, and Inclusion (DEI) programs, targeting women and Black Americans in the workplace.
  • Ignoring rising grocery prices, showing zero concern for struggling families.
  • Vilifying trans athletes despite there being fewer than ten in all collegiate sports.
  • Siding with Vladimir Putin over Ukraine, even blaming Ukraine for its invasion.
  • Mocking California's wildfires instead of offering support.
But perhaps the most evident proof of America's lost empathy came after a catastrophic aviation disaster near Reagan National Airport that killed 67 people.

A Tragedy Ignored, A President Who Didn't Care

When a Black Hawk helicopter collided with a Bombardier CRJ700 airliner, killing dozens near the nation's capital, the President of the United States—who lives just three miles away—was asked if he would visit the crash site.


His response?
"Do you want me to swim?"

At a time of national grief, that flippant remark from the leader of the free world summed up the state of American empathy today. There was no visit to the site, no words of comfort, and no symbolic gesture of gratitude toward first responders. The media moved on, and so did America.

What Does This Say About Us?

Trump did not force himself into office—we elected him twice. In doing so, we signaled that we no longer expect our leaders to care, that a president who openly mocks tragedy and divides the country is acceptable.
When a country loses its empathy, it loses its moral compass. It becomes a rudderless ship, vulnerable to demagogues, drifting toward destruction.

So, who is to blame?
All of us.
A nation's leader reflects its people. Trump reflects that America no longer values empathy, which cannot be good for this country's future.

Can America Find Its Empathy Again?

Or is this who we are now?

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Impactful communication is our only and last differentiator in winning against AI. AI will beat us in everything except communication. I guide people succeed when they must win, such as getting a good job, advancing in career or winning a sales deal.
I wrote a practical, no-nonsense book on winning throuhg speaking titled 
Winning Speech Moments: How to Achieve Your Objective with Anyone, Anytime, Anywhere. 
Get the Free Speech Checklist
Email: [email protected]
​Phone: 732-847-9877

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Why Kamala Harris Lost? Working Class' Outrage Over Not Having Enough Money

12/17/2024

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Adobe Photos

People have offered many explanations for Kamala Harris's loss to President-Elect Trump—who, as of this writing, is a certified felon, convicted on 34 counts. The conviction stands because Judge Merchan in New York City did not overturn the case and did not believe that Trump committed official acts that are immune from prosecution according to the ruling by the Supreme Court. The Supreme Court ruled that a sitting president has immunity only for official acts, a decision that has significant implications for Trump's legal standing. For now, Trump remains both a felon and the victor.

Polls have pointed to the economy, illegal immigration, trans rights, and even Biden's late exit from the race as some of the reasons why Harris lost. But these reasons, while valid, are secondary. Money is the primary reason—and the one rarely discussed but is obvious.

America may have more wealth than any nation on Earth, but the voters who decide elections don't see enough of it. They work hard and then see they can't make it in an economy that is doing well according to key metrics. Americans have always felt that they can achieve the American dream by doing what the previous genrations have done by working hard.  But that is no longer the case today.  Since working hard is no longer the prerequisite to achieving the American dream, Americans are shrinking the American dream. 

People are struggling with everything such as food, gas, insurance, housing, college tuition, etc. This results in outrage and are willing to look for scapegoats that has shrink their American dream from illegal immigrants, China, DEI, wokeness, etc. They blame the incumbent party for their misery, hoping the next administration will make things better. And they better do it fast. They listened to a candidate who channeled Howard Beale from the movie "Network," exhorting the working class to scream with their vote at the ballot box, "I am mad as hell, and I am not going to take it anymore."  And they did and sent a clear message.  They are hurting and need to kick someone's ass.  That ass was the Democratic party, no matter what they did for them.  

Elon Musk, Trump's most high-profile supporter, doesn't care about the price of eggs at breakfast. Neither does Trump. Neither do most politicians or the investor class. But for working Americans, egg prices matter. When you're barely getting by, every price increase hits hard—whether for an omelet, scrambled eggs, or French toast. You notice when life's basics become unaffordable.

The problem for Harris and the Democrats is simple: they are capitalists who fail to sound like populists. MAGA has mastered the art of populist theater. They adopt the rhetoric of the working class when it helps them, take credit for any good news, and blame Democrats when things go wrong.

Here's the truth Democrats avoid telling: capitalism, as promoted and practiced by MAGA, has failed the working class. It hasn't made life better for them. It hasn't helped them earn more or keep their jobs secure. What MAGA has offered is outrage—a potent, unrelenting distraction. Outrage politics, a strategy that focuses on stoking public anger and resentment, doesn't fix the math, but when people are angry, the math doesn't matter. The more you outrage them, the stronger their allegiance grows. The results of the 2024 election made this abundantly clear.

Democrats helped create jobs, but they couldn't help people earn more. That distinction matters. Outrage beats economic progress when progress feels slow and invisible.
So now Democrats face a stark choice: adapt or keep losing. The urgency of this decision cannot be overstated. Unless they learn to harness outrage politics and redirect it toward meaningful solutions, they will remain the scapegoat for all the struggles endured by the voters they need most.

The MAGA coalition will inevitably be disappointed. The policies they voted for will fail them, but they'll double down, consumed by the same fury that brought them here. That is the true genius of MAGA—it wins by breaking things. Then, it convinces its supporters to demand more destruction to improve their lives.

Democrats must recognize this and be willing to "break things" in their own way—politically and rhetorically. They must do it not through empty spectacle but by calling out the failures of MAGA's capitalism and offering a vision that resonates with real anger and practical solutions that will make a tangible difference in their lives. Most importantly, they must offer a clear plan for change, execute it, and then keep reminding people how they improved their lives. Biden/Harris did the first two but did not have a clear message on the third. So people felt that Biden/Harris were not feeling their pain and voted for a felon who was good at the first and the third.  

If they can't? Then Democrats better get used to losing and complaining. The consequences of inaction are dire, and the weight of this decision should not be underestimated.

                                                                                                        #####
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Communication is our only and lastdifferentiator in winning against artifical intelligence like ChatGPT. I guide people succeed when they must win, such as getting a good job, advancing in career or winning a sales deal.
I wrote a practical, no-nonsense book on winning throuhg speaking titled 
Winning Speech Moments: How to Achieve Your Objective with Anyone, Anytime, Anywhere. 
Get the Free Speech Checklist
Email: [email protected]
​Phone: 732-847-9877

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How to use ChatGPT to prepare for a job interview?

7/26/2024

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Adobe Photos
I was recently helping a college graduate who has a job interview. This time I saved a lot of time by seeking help: ChatGPT.

So here is what I did?
I gave ChtGPT the Job description and asked what questions can I expect from the employer.
I view this as a 80/20 solution. This can help you with 80% of the questions. The other 20% are unpredictable that you will have to think on your feet. I am sure the employer is also using ChatGPT to keep you off balance.

Job Description
Job Title: Financial Services Representative
Company: TopCo Financials (name changed)

Are you an experienced and detail-oriented professional with a passion for helping & educating others? TopCo Financials is a nationally recognized Financial Services Firm that hires top-tier talent.

We are dedicated to establishing meaningful connections with a diverse clientele. Our Financial Representatives and Financial Advisors proudly serve a wide spectrum of individuals, including small business owners, educators, entrepreneurs, families, first responders and more.

We offer a range of tailored services, addressing specific financial needs, whether through comprehensive financial strategies or specialized focus areas such as Retirement Income Strategies, Estate Planning Strategies, Tax Planning Strategies, Risk Management & Protection Planning, Wealth & Portfolio Management, College Funding, Special Needs Planning, Planning with Charitable Intent, Business Owner Strategies, Small & Large Group Employee Benefits and more.

What sets us apart is our unwavering commitment to a holistic approach in crafting and cultivating personalized financial wellness strategies. We genuinely care about the well-being of our clients, and our dedicated, all-encompassing method reflects this passion. To ensure the highest quality of guidance, our team follows a rigorous process that leads to exceptional outcomes and empowers clients to pursue their financial goals with confidence.

In this role, you will be responsible for providing exceptional financial guidance, promoting our range of products and services, and building lasting relationships with clients. To be successful, you must possess the following characteristics: Financially Driven, Coachable, Strong Verbal & Written Skills, Charismatic & Confident, Ethical and Self Motivated.

Financial Services Representative Responsibilities:
  • Consult with clients to understand their financial needs and objectives, scheduling meetings for in-depth discussions.
  • Gather relevant client information to tailor investment & protection recommendations that align with their financial circumstances.
  • Stay informed about market conditions and assess how they may impact taxes and client investments.
  • Cultivate long-term relationships with clients, fostering repeat business and client referrals.
  • Proactively reach out to potential clients through cold-calling to introduce our comprehensive financial products and services.
  • Provide innovative solutions to enhance clients' financial well-being.
  • Develop an in-depth knowledge of our financial products to offer well-informed advice and recommendations.
  • Establish connections with prominent professional networks, including accountants and attorneys.
Requirements:
  • A bachelor's degree in finance, economics, accounting, business or a related field.
  • Appropriate state licensure to perform financial services.
  • Proficiency in Microsoft Office applications & CRM software.
  • Exceptional analytical, organizational, and problem-solving abilities.
  • Effective communication skills to engage with clients and team members.
  • Outstanding customer service skills to ensure client satisfaction.


Step 1: Potential Employer Questions

What questions can an employer with this job description? Job Title: Financial Services Representative

### Questions an Employer Might Ask for This Job Description

#### Experience and Background:
1. **Role-Specific Experience:**
- Can you describe your experience in financial services, particularly in consulting with clients and providing tailored financial recommendations?
- Have you worked with a diverse clientele before? Can you provide examples of how you managed their different financial needs?

2. **Client Engagement and Relationship Building:**
- How do you approach building and maintaining long-term relationships with clients?
- Can you share an example of a time when you successfully converted a cold call into a long-term client relationship?

3. **Knowledge of Financial Products:**
- How familiar are you with the range of financial products and services we offer, such as retirement income strategies or estate planning?
- How do you stay updated on new financial products and market conditions?

4. **Analytical and Problem-Solving Skills:**
- Can you provide an example of a complex financial problem you solved for a client?
- How do you approach assessing market conditions and their potential impact on client investments?

5. **Communication and Presentation Skills:**
- How do you ensure that your communication with clients is clear and effective?
- Can you describe a situation where your strong verbal and written communication skills helped resolve a client’s issue or concern?

6. **Customer Service:**
- How do you ensure outstanding customer service in your interactions with clients?
- Can you provide an example of a time when you went above and beyond to meet a client's needs?

#### Behavioral and Personal Traits:
7. **Drive and Motivation:**
- What motivates you to work in financial services, and how do you stay driven and focused on your goals?
- Can you share an example of a time when your financial drive led to a successful outcome?

8. **Ethics and Integrity:**
- How do you ensure that your work always aligns with ethical standards?
- Can you describe a situation where you had to make a difficult ethical decision?

9. **Coachability and Learning:**
- How do you respond to feedback and coaching?
- Can you share an experience where being coachable helped you improve your performance or skills?

#### Technical and Professional Skills:
10. **Proficiency with Tools:**
- How proficient are you with Microsoft Office applications and CRM software?
- Can you describe how you have used these tools in your previous roles to manage client relationships and track performance?

11. **Licensing and Certification:**
- Do you currently hold the necessary state licenses to perform financial services?
- Are there any additional certifications or qualifications you are pursuing or plan to pursue?

12. **Networking and Professional Connections:**
- How do you establish and maintain connections with professional networks, including accountants and attorneys?
- Can you provide an example of how a professional connection benefited your clients?

#### Fit and Future Goals:
13. **Alignment with Company Values:**
- What attracted you to Integrated Financial Concepts, and how do you see yourself fitting into our culture?
- How do your personal values align with our holistic approach to financial wellness?

14. **Career Goals:**
- What are your long-term career goals, and how does this role fit into your plans?
- How do you see yourself growing within our company?

15. **Contribution to the Team:**
- How do you see your role contributing to the overall success of our team and company?
- Can you provide an example of a time when you worked collaboratively with a team to achieve a common goal?

By preparing thoughtful answers to these questions, you can demonstrate your qualifications, experience, and alignment with the company's values and expectations for the Financial Services Representative role.

Step 2: How to answer these questions?
### How to Answer the Questions for the Job Description: Financial Services Representative at Integrated Financial Concepts

#### Experience and Background:

1. **Role-Specific Experience:**
- **Answer:** Highlight your relevant experience and provide specific examples. Emphasize your client-focused approach and success in consulting and recommendations.
- **Example:** "I have over five years of experience in financial services, during which I have consulted with a variety of clients, from small business owners to families. In my previous role, I successfully provided tailored financial strategies, resulting in a 20% increase in client satisfaction and retention."

2. **Client Engagement and Relationship Building:**
- **Answer:** Discuss your approach to client engagement and provide specific examples of successful long-term relationships.
- **Example:** "I believe in building strong, trust-based relationships with clients. One example is a client I initially reached out to through cold-calling who later became a long-term client. By understanding their needs and consistently providing value, I fostered a relationship that led to multiple referrals."

3. **Knowledge of Financial Products:**
- **Answer:** Demonstrate your knowledge of financial products and your commitment to staying updated.
- **Example:** "I am well-versed in various financial products, including retirement income strategies and estate planning. I regularly attend industry conferences and webinars to stay informed about new products and market trends, ensuring I provide the most current and relevant advice to my clients."

4. **Analytical and Problem-Solving Skills:**
- **Answer:** Provide examples of your analytical skills and problem-solving abilities in financial contexts.
- **Example:** "In my previous role, a client faced a complex tax issue due to market fluctuations. By analyzing the market conditions and adjusting their investment strategy, I helped them minimize their tax liability and achieve their financial goals."

5. **Communication and Presentation Skills:**
- **Answer:** Highlight your communication skills with specific examples.
- **Example:** "Clear communication is crucial in financial services. In one instance, I helped a client understand a complex investment strategy by breaking it down into simple terms and visual aids, leading to their informed decision and satisfaction."

6. **Customer Service:**
- **Answer:** Showcase your commitment to outstanding customer service with concrete examples.
- **Example:** "I always strive to exceed client expectations. For example, I once worked overtime to resolve a client's urgent financial issue, ensuring their peace of mind and earning their long-term loyalty."

#### Behavioral and Personal Traits:

7. **Drive and Motivation:**
- **Answer:** Share what drives you and provide examples of your motivation in action.
- **Example:** "I am driven by the opportunity to make a positive impact on clients' financial well-being. My motivation helped me exceed my sales targets by 30% last year, as I consistently sought to understand and meet clients' needs."

8. **Ethics and Integrity:**
- **Answer:** Discuss your commitment to ethics and provide an example of an ethical decision.
- **Example:** "Integrity is fundamental in financial services. I once advised a client against a high-risk investment that would have benefited me financially but was not in their best interest. This decision reinforced their trust in me and resulted in a long-term relationship."

9. **Coachability and Learning:**
- **Answer:** Demonstrate your openness to feedback and continuous learning with examples.
- **Example:** "I value feedback as a tool for growth. In my previous role, I actively sought feedback from my mentors, which helped me improve my client engagement strategies and achieve higher client satisfaction rates."

#### Technical and Professional Skills:

10. **Proficiency with Tools:**
- **Answer:** Highlight your proficiency with relevant tools and provide examples of their use.
- **Example:** "I am proficient in Microsoft Office and CRM software, which I used extensively to manage client data and track performance. These tools helped me maintain organization and provide timely and accurate advice to clients."

11. **Licensing and Certification:**
- **Answer:** Discuss your current licensing status and any ongoing efforts to obtain further qualifications.
- **Example:** "I hold the necessary state licenses for financial services and am currently pursuing additional certifications in estate planning and risk management to enhance my expertise."

12. **Networking and Professional Connections:**
- **Answer:** Share your approach to networking and provide examples of successful professional connections.
- **Example:** "I actively network with accountants and attorneys to provide comprehensive financial solutions to clients. A recent collaboration with a tax attorney helped a client navigate a complex tax situation, demonstrating the value of professional connections."

#### Fit and Future Goals:

13. **Alignment with Company Values:**
- **Answer:** Express your alignment with the company's values and culture.
- **Example:** "I am impressed by TopCo Financials' holistic approach to financial wellness and commitment to client well-being. My values align closely with this philosophy, and I am excited about the opportunity to contribute to such a client-centric organization."

14. **Career Goals:**
- **Answer:** Discuss your long-term career goals and how this role fits into them.
- **Example:** "My long-term goal is to specialize in retirement income strategies and eventually move into a leadership role. I believe that TopCo Financials offers the right environment for me to grow and achieve these goals."

15. **Contribution to the Team:**
- **Answer:** Highlight your teamwork skills and provide examples of past contributions.
- **Example:** "I am a strong team player and believe in the power of collaboration. In my last role, I worked closely with colleagues to develop a comprehensive financial plan for a major client, which resulted in a 25% increase in their investment portfolio."

By preparing thoughtful and detailed answers to these questions, you can demonstrate your qualifications, enthusiasm, and alignment with the values and expectations of TopCo Financials.

Step 3: Practice, practice, practice

Step 4: Do a mock interview with someone

Step 5: Formal Interview

If you go through these five steps, you will be well prepared and focused.
​
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Communication is our only differentiator in winning. I guide people succeed when they must win, such as getting a good job, advancing in career or winning a sales deal.
I wrote a practical, no-nonsense book on winning throuhg speaking titled 
Winning Speech Moments: How to Achieve Your Objective with Anyone, Anytime, Anywhere. 

Get the Free Speech Checklist
Email: [email protected]
​Phone: 732-847-9877

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Good Answer to the Only Interview Question That Matters

7/24/2024

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The question is, "Why should we hire you?"

This question is often not asked directly, nor is it usually the first question in an interview. However, it would help if you addressed the primary question before answering other questions.

No matter what question is asked, you should bring it back to the most important question by saying: "Before I answer your question, let me briefly tell you a little bit about myself so you know why I am here." What you are going to tell them is why they should hire you. Be direct, as you are there to get a job, not to score style points.

Consider a recent example where preparation could have made a huge difference: President Biden's performance in the debate against Donald Trump. Contrary to popular belief, his performance issues were not due to age but to very poor preparation. This underscores the power of being well-prepared, putting you in control of the situation.

I worked with a recent college graduate who struggled to get job offers despite landing interviews. The problem is that students spend a lot of time learning various subjects in school but need more time (if any) to develop the crucial skill of interviewing. They often learn this the hard way. But why should it be that way?

Here's What We Did:

Based on his college experience, internship, and extracurricular activities, we focused on three key words: Learn, Contribute, and Grow.
Learn
  • Emphasize your recent graduation and the learning you acquired.
  • Highlight three areas: academics, extracurricular activities, and social skills.
Contribute
  • Discuss your involvement in study groups, marching band, and clubs like Toastmasters or Chess.
Grow
  • Highlight your academic, personal, and social growth.
Then, transition to the job by saying: "I would like to bring the same three attributes to your company: Learn, Contribute, and Grow."
  • Learn: Learn from my efforts, boss, and colleagues.
  • Contribute: Contribute to the success of my boss, team, and company.
  • Grow: Grow personally, professionally, and financially.

With this focus, aim to create a win-win relationship in which you win by making your boss, team members, and company successful. This means that by hiring you, the company gains a valuable asset, and in return, you gain a fulfilling job and opportunities for growth and development.

By answering this question effectively, you will demonstrate preparation, thoughtfulness, and insight, persuading the interviewer to bet on you. This will leave you feeling reassured and confident in your abilities.

Applying This Approach:

Reflect on Joe Biden's "job interview" in the election:
  1. State the Purpose: Explain right from the start why he was there and take the argument to Donald Trump, as the election is not just about who has better plans but also about leadership and getting things done that improve people's lives.
  2. Highlight Accomplishments: Talk about the great work done, the ongoing efforts, and the future plans if re-elected.
  3. Answer Direct Questions: Address the question asked, time permitting.

Biden's failure to effectively prepare and communicate led to his poor performance. Avoid this mistake by following the tips provided. It will show that you are well prepared, focused, and can get the job done. You will engender confidence in the interviewers that you are the one they are looking for to get the company to the "promised land."

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Communication is our only differentiator in winning. I guide people succeed when they must win, such as getting a good job, advancing in career or winning a sales deal.
I wrote a practical, no-nonsense book on winning throuhg speaking titled 
Winning Speech Moments: How to Achieve Your Objective with Anyone, Anytime, Anywhere. 

Get the Free Speech Checklist
Email: [email protected]
​Phone: 732-847-9877

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The Only Solution for Peaceful US: Partition

7/17/2024

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Chris Matthews, an American political commentator, retired talk show host, and author, often uses a football metaphor to describe the US two-party system. He suggests that for the system to function, both parties need to operate within the '40-yard lines' on a football field. This means that each party can only move up to the 40-yard line on either side, and if they go beyond these limits, it could lead to a breakdown of the system.

We saw what happens when one side moves way to one side. It resulted in a bloody Civil War. Since then, both sides' leadership has been responsible and heeded that rule, though their supporters wanted to break past the 40-yard line.

The election of Donald Trump in 2016 changed everything. Trump aimed to disrupt this implicit agreement, transforming the Republican Party into the MAGA party, which rejected the 40-yard rule. Trump had never worked in the government, so he never felt he had to follow any rules.

One of the most significant outcomes of his administration was reshaping the Supreme Court into what some call a 'MAGA court.' This court is aligned with the values of the MAGA party and overturned Roe v. Wade, a landmark decision in place for nearly 50 years, representing a move far beyond the 40-yard line on the right. Additionally, recent decisions have suggested that a president could be immune from accountability for actions taken while in office, seemingly to protect Trump from repercussions for his conduct. The system is now irreparably broken and not fixable.

The US faces a critical juncture: it can sustain its democracy or risk descending into a bloody civil conflict that will destroy everything that has been built. The presence of hundreds of millions of guns and a strong cultural attachment to freedom, which is deeply ingrained in the American psyche and often manifests as resistance to government overreach, make autocracy untenable. We have reached a breaking point, and urgent action is needed. The time for action is now, and we must act swiftly to prevent further deterioration of our political system.

The solution I propose is partitioning the US. While challenging, this may be the only way to avoid a civil war and prevent the country's destruction. It is better to have two or more countries that can live how they want to rather than have a war that results in destruction. This is the stark choice we face today, but it also presents an opportunity for a peaceful resolution, a way forward that can be achieved without bloodshed. This potential for a peaceful resolution should give us optimism in these challenging times.


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Communication is our only differentiator in winning. I guide people succeed when they must win, such as getting a good job, advancing in career or winning a sales deal.
I wrote a practical, no-nonsense book on winning throuhg speaking titled 
Winning Speech Moments: How to Achieve Your Objective with Anyone, Anytime, Anywhere. 

Get the Free Speech Checklist
Email: [email protected]
​Phone: 732-847-9877


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Why high stakes communication is so difficult?

7/7/2024

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Most need to realize how much work goes into delivering a high-stakes communication. It's high stakes because you are either going to win or lose. Bad things happen when you lose. Unfortunately, Joe Biden lost in his presidential debate with Donald Trump because he could not deliver even an acceptable high-stakes communication at the presidential debate. Based on Biden's poor performance, some in his party want him to end his presidential campaign.  I will explain what you need to do to avoid this predicament. Note, Trump was terrible in the debate, but this blog post focuses on Biden since he was atrocious.

Since job interviews are a form of high-stakes communication with which we are familiar, I will use the presidential debate between Joe Biden and Donald Trump to show how to communicate effectively and win. They were both interviewing for the job of the president of the United States in front of 50 million viewers. Joe Biden knocked himself out in the first 90 seconds, so Donald Trump was declared a winner in many polls after the debate. Trump now has an excellent shot to be the president unless something significant changes before November 5th, 2024 when people make a hiring decision.

In my book "Winning Speech Moments," I stress  three key elements you must master: Message, Content, and Performance. This may sound simple, but it requires dedicated practice. You can't just wing it. But with practice, you can feel prepared and confident in any high-stakes communication situation.

Below is what you are trying to convey with message, content and performance.

Message
What you plan to do or deliver.

Content
What are things you want people to know so they can trust that you can deliver if hired.

Performance
What do you want people to feel so they trust you that you indeed will deliver on your message.

This is it. You would think everyone would be able to win in high-stakes communication, but it is one of the hardest things to do.

Why?

You never get to test this with the decision-makers. You must use your instincts and make smart guesses. You only get one shot to win.  

Most people don't have a message, their content does not amplify their message, and their performance could be better. The result is they don't get a job, and the interview becomes a waste of time for both. 

If you integrate all three, you have a good shot to be hired.  It sounds simple but is very difficult to execute. 

High-stakes communication is about trust.  Just as we go to movies because we trust the actors to deliver a performance that makes us feel. You must be able to make your audience trust you.  You can't be an effective communicator if you can't inspire trust. Your performance is key to building this trust. The performance is the most difficult aspect of high-stakes communication.  Your visual is sending signals and everyone can see it. 

In these three attributes, Biden did not have a message, his content needed to be more precise, and his performance could have been better. Meanwhile, Trump at least had a message (America is bad because of Joe Biden); his content was filled with untruths and exaggerations, but was very clear when he said, "I did not have sex with a pornstar." His performance was ok in that he did not make weird faces or interrupt Biden (which he couldn't do based on the silent mic when it was not his turn to talk). Trump won because he at least knew why he was there. Biden didn't.

So let's turn to your high-stakes communication: Job Interview.

Message
You must have a message about why the employer should hire you. You must show them how they will make money. You must keep repeating this since this is the only thing that matters to an employer.

Content
You better be able to answer questions briefly while amplifying your message. If you can't stay on message, then you are confusing the interviewer.  

Performance
This is about persuasion, trust, and delivering results. Does your performance show that? 

As you can see, I have simplified this, but it requires a lot of work to succeed in high-stakes communication. If it is hard for residents, then just think how hard it is for people who rarely engage in high-stakes communication.

So what can you do?

Practice, practice, practice.

I recommend you get a high-stakes communication coach or get my book. The reason coaching is important since only they will tell you ahead of time what's working and what needs to be improved.  You don't want to find out when you don't get hired.

​People need to work on this money skill and not wing it. They get frustrated when they don't win. Communication is hard, and it is a must skill today to succeed. AI can do a lot of wonderful things, but it can't deliver a performance that results in a win. Only you can do that. So don't get intimidated by AI; just work on the most important skill for success: High-Stakes Communication.


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I guide people succeed when they must win, such as getting a good job, advancing in career or winning a sales deal.
I wrote a practical, no-nonsense book on winning throuhg speaking titled 
Winning Speech Moments: How to Achieve Your Objective with Anyone, Anytime, Anywhere. 

Get the Free Speech Checklist
Email: [email protected]
​Phone: 732-847-9877


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How not to get eliminated in a job interview in less than two minutes?

7/7/2024

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When interviewing for a job, you can easily get eliminated and not know about it. So, how do you prevent this from happening?

To understand this, let's look at how Joe Biden got eliminated when he was debating Donald Trump. The debate was a high-stakes event, and Biden was either unprepared or could not execute. Joe Biden is trying to get re-elected as the president, so all the blame goes to him. Similarly, if you screw up a job interview, you are to blame. It is you who is not going to get the job.

When you have a face to face interview and can't get the job, the interviewer is saying that you can't help them make money.  It is that simple. It is always about money.  Joe Biden lost the debate since he could not convince people how he will make their lives better.  

So, what can we learn from Joe Biden's mistakes in a high-stakes debate that can be applied to a job interview? Understanding these mistakes can provide valuable insights and help you avoid similar pitfalls.

First Mistake: First Impression

When Joe Biden enters the stage, he points to the lectern. Everyone in America knows that Biden has the lectern closest to him, so it makes no sense why he is unsure. Pointing to the podium makes Biden look unconfident. This happens before he utters a single word or even Donald Trump enters the stage.

Strike One. But Biden still has two strikes left.

Second Mistake: First Sound from Joe Biden.

Biden's first sound in the debate was raspy and inaudible.  He did not sound confident. If Biden was not feeling well, his campaign manager should have postponed the debate.

Strike Two. Biden is now down to one strike. 

Third Mistake
Since there were no opening statements, Biden had to clearly explain why he was debating a candidate convicted of 34 counts of felony, guilty of committing sexual assault and convicted of committing fraud where he has to pay $453 million. Biden had to make Trump unacceptable right from the beginning. Biden did not do that and made Trump acceptable. That's all on Biden. You can have a bad day playing a round of golf, but not when you want to remain the president.  

Strike Three. The debate was over in less than two minutes.

Many who watched the debate past the first two minutes thought that Biden was better later in the debate, but it was too late. The damage was done.

Joe Biden knocked himself out without Trump laying a punch on him. Go watch it, and you will see that this debate was torture to watch for 90 minutes since we went to "garbage time" after the first two minutes. Basketball games in the NBA have garbage time of no more than fifteen minutes, which typically happens in the fourth quarter when one team is so far ahead that the outcome has already been decided, and the players from both teams are just playing to run out the clock. 

The only event I remember that was just as short as this debate was when Michael Spinks fought Mike Tyson. It was on pay-per-view, so I paid to watch it at a colleague's house. I went to get some snacks in another room, and when I came back to the TV room, the fight was over. Tyson knocked out Spinks. I could not believe it. The fight was over in 91 seconds, and Michael Spinks never fought again.

Joe Biden did not understand that you can't debate a felon. You are entering a boxing ring and must knock him out. That is on Biden. 

At least Michael Spinks took a punch from Tyson and got knocked out.  Biden knocked himself out in less than two minutes, which I don't think was possible in a presidential debate with high stakes.

What can you learn from Joe Biden's debate performance so you don't make the same mistakes in a high-stakes interview?

First impressions are crucial, so you must work on how you will present yourself from the beginning at a job interview. For instance, dress professionally, maintain eye contact, and offer a firm handshake. The first impression is how the interviewer sees you without you saying a single word.

Secondly, remember that your initial communication with the interviewer is as crucial as your responses to their questions. Clear and confident communication can set the tone for the entire interview and leave a lasting impression.

Third, you must ensure that your and the interviewer's expectations are aligned. This means understanding the job role, the company culture, and what the interviewer is looking for in a candidate. It's not just about what you can offer, but also about what you can expect from the job and the company.

Though this sounds simple. But, as you saw in the presidential debate, Joe Biden could not do this well, and it got worse from there. He did not even try to recover from or correct his mistakes in his closing statement. The entire debate was a disaster for Biden. SInce BIden was so bad, very little focus was being given to Donald Trump.  He won the debate because of a self knockout commitred by Joe BIden.

​                                                                                                      #####
Picture

I guide people succeed when they must win, such as getting a good job, advancing in career or winning a sales deal.
I wrote a practical, no-nonsense book on winning throuhg speaking titled 
Winning Speech Moments: How to Achieve Your Objective with Anyone, Anytime, Anywhere. 

Get the Free Speech Checklist
Email: [email protected]
​Phone: 732-847-9877


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